The law gives you the right to dispute any credit listing on your credit reports that you feel may be inaccurate, untimely, misleading, biased, incomplete or unverifiable (questionable items). If a credit bureau can't verify the accuracy of a disputed listing, then it must be removed from your credit report. Our Credit Mastery System leverages your consumer rights and our unparalleled system engages the credit bureaus and your individual creditors. These tools work on your behalf to remove questionable negative items from your credit reports.
It is a fact that 80% of all reports contain errors that effect your credit score in a negative way. Here are a few examples of how a few points in your credit score can impact your total cost:

$20,000 Car Loan Financed for 5 Years
	Interest Rate	Finance Charges	Total Purchase Price
Great Credit Score	5.5%	$2,921.39	$22,291.39
Average Credit Score	9%	$4,910.03	$24,910.03
Poor Credit Score	18%	$10,464.61	$30,464.61

You could save almost  $10,000 in interest charges with a better credit score!

$100,000 Home Loan Financed for 30 years
	Interest Rate	Finance Charges	Total Purchase Price
Great Credit Score	5.5%	$104,404	$204,404
Average Credit Score	7%	$189,664*	$289,664*
Poor Credit Score	12%	$270,290.35*	$370,390.35*

 

 

 

You could save almost $166,000 in interest charges with better credit scores!*
 Are you thinking about purchasing a car, home, furniture, home entertainment equipment, etc? Your credit score can determine if you get a good rate or pay hundreds, if not thousands of dollars more! Your credit score is a judgement of your character and risk level to lenders, employers, apartment managers, insurers, cell phone companies, etc. You can't allow errors keep you in a negative financial light for the essential things you and your family deserve. We have helped our clients remove thousands of credit items including: